bad faith insurance
Bad Faith Insurance
When insurers break their duty of good faith, we make them pay.
Need Help With Your Case?
Our team is ready to review your case and explain your options. No upfront fees, ever.
Free Case Evaluation 305-771-6801Overview
Insurance companies have a legal duty to act in good faith when handling your claim. When they fail to do so by unreasonably delaying, denying, or underpaying valid claims, they can be held liable for bad faith.
Bad faith claims can result in damages far exceeding your original policy limits, including compensation for emotional distress and punitive damages designed to punish the insurer's conduct.
Common Issues We Handle
Your insurer denied a claim without conducting a proper investigation.
You received a lowball offer despite clear evidence of damages.
The insurance company failed to communicate or respond to your claim.
Your insurer misrepresented policy terms to avoid paying.
Claims were delayed for months without justification.
How Ruiz Legal Helps
Investigate insurer conduct to build a strong bad faith case.
Document every instance of delay, denial, or miscommunication.
Pursue damages beyond your policy limits, including emotional distress.
Seek punitive damages to hold insurers accountable.
Negotiate aggressively or litigate to maximize your recovery.
Frequently Asked Questions
Need Help With Your Case?
Our team is ready to review your case and explain your options. No upfront fees, ever.
Free Case Evaluation 305-771-6801